Excess Protection

Excess Protection

The policy will cover:

Where you are involved in an accident and your vehicle is:

  • Determined to be a total loss by your motor insurers who deduct your motor insurance policy excess from their settlement
  • Repairable and you are required to pay a policy exscess

We will pay to you the lesser of the value of your policy excess or the sum of £300.

The cover provided under this policy will automatically end immediately upon the payment of a claim.


Significant Exclusions:

The insurer will not be liable for:

  • Any claim reported more than 30 days after the date of the insured event
  • Any excess payable on warranty policies
  • Any excess payable in respect of any malicious damage, windscreen or glass damage claims
  • Any excess payable in respect of the theft or attempted theft of personal effects
  • Any excess payable under any other section of your motor insurance
  • Any claim arising from the use of your motor vehicle on any racetrack, circuit or other prepared course
  • Any insured event which occurs whilst your vehicle is being driven by someone who is under 19 (nineteen) years of age.




Price: £65.00

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