WHY DO I NEED LEGAL EXPENSES INSURANCE?
With the changes to Legal Aid in the United Kingdom, everyone will have to pay for the services of a lawyer if they require legal assistance. Even some Benefits claimants are now being refused Legal Aid so the average worker really doesn’t stand much of a chance. Did you know defending a simple speeding charge in court could cost between £1,000 and £2,000? Other simple disputed criminal matters would cost you even more. Columbus Legal’s standard Legal Expenses policy, could cover that cost and provide you with a lawyer to represent you.
BAN ON REFERRAL FEES
No win, no fee, personal injury lawyers are also going to be harder to find and in future solicitors will be taking a larger slice of your deserved compensation whether it’s for an injury you’ve suffered in a road traffic accident, an accident at work or a slip or trip in the high street due to someone else’s negligence. A specialist lawyer will act on your behalf and they will ensure that you receive 100% of the compensation that has been awarded.
CHANGES IN EMPLOYMENT LAW - TRIBUNAL COSTS
Employment cases are now going to cost workers more as the UK Government try to cut down on spurious claims. As of July 2013, it will now cost up to £250 just to make a claim for unfair dismissal and another £950 to go to a tribunal. Your Columbus Legal policy could cover this cost.
If you find yourself in the middle of a dispute with a tradesman or supplier and the service or product you are arguing over is more than £200 and you need a lawyer to get involved... Your Columbus Legal policy can cover this cost too.
ASSISTANCE WITH ANY LEGAL ENQUIRY
We also offer a free legal helpline for our policyholders where they can speak with a specialist solicitor who will respond to your enquiry.
We offer our policyholders further benefits which can include discounted Family Law fees, discounted Conveyancing fees, Non-Fault Accident Management scheme, Medical Negligence Triage, Free Will plus much more.
Our policies can be tailored to suit an individual or a company - contact us now to discuss matters further - we are here to help.