Life Insurance/Health Insurance

Why should I have Life Insurance?

We insure our cars as we have to, but why do we not insure ourselves?  It is estimated that one in four breadwinners in the UK do not have Life Insurance.  What happens to the family which has been left behind? Funera costs, mortgage, household bills - who will provide for them?

Types of Policies available

  • Term Life Policies - This type of cover suits most people who have a mortgage.  The policy can decrease, increase or stay level for the sum insured.
  • Whole of Life - As the name suggests, this policy provides cover for you for your entire lifetime and guarantees a lump sum payment at whatever age the policyholder dies.

Life Insurance Providers

One of the best products in the market is Vitality Life Insurance - You will get the benefit of award winning 5 Star DEFAQTO and this policy has benefits which you do not receive from any other policy on the market.  To reward you for being healthy, you can receive weekly cinema tickets where you are not restricted to what days you have to go, free drink per week at Starbucks, discounts at various shop/hotel/flight providers plus Cashback.  Vitality has a unique approach to insurance which is based on scientifically proven principles of behavioural economics.  They help you take a more active role in managing wellness, giving you a vitality status and encouraging you to develop healthy long-term habits that are good for you, good for us and good for society.

We are delighted to also offer Health Insurance solutions not only for individuals but for businesses as well.  Contact us further to discuss how we can help you, your family and your business.

 

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